True me.. Tap-1606..

LIFE PERFECTLY SUMMARIZED IN JUST FIVE WORDS:

1. Try again when you fail.
2. Tomorrow is another good day.
3. Smile when it rains hard.
4. Happiness is always a choice.
5. Experience can never be bought.
6. Knowledge stays with you forever.
7. Cry hard, then stand firm.
8. Love, get hurt, and love.
9. Eat. Play. Work. Sleep. Love.

Tap..✌️

True me.. Tap-1582..

7 Cardinal rules for life;

1. Make peace with your past so it won’t disturb your present.

2. What other people think of you is none of your business.

3. Time heals almost everything.
Give it time.

4. No one is in charge of your happiness, except you.

5. Don’t compare your life to others and don’t judge them.
You have no idea what their journey is all about.

6. Stop thinking too much.
It’s alright not to know the answers.
They will come to you when you least expect it.

7. Smile.
You don’t own all the problems in the world.

Tap..✌️

True me.. Tap-1563..

Life changes.
You lose love.
You lose friends.
You lose pieces of yourself that you never imagined would be gone.
And then, without you even realizing it, these pieces come back.
New love enters.
Better friends come along.
And you spot a stronger, wiser you in the mirror.

No matter how bad it gets, better days are always waiting, hoping you’ll make it there to accept the smiles and joy that they’re offering.
(Not my words.)

Tap..✌️

True me.. Tap-1404..

So you want to be happy?

Then stop letting the smallest things ruin your whole entire day.
If you’re bored with your daily routine, do something unexpected.

Stop complaining about how alone you are when you’re surrounded by people who actually care about you.
Forget all the drama and let go of all the grudges you’ve been holding.
Stop wasting time lingering over all that you could have, should have and would have done.
Stop spending your days thinking of how much better you could do.
Stop longing for something that has been and always will be out of your reach.

Just live the days as they come.
Wake up every morning and smile at the wonderful day that awaits you.
Take a risk for once.
Let yourself be happy, because you deserve it.

Tap..✌️

True me.. Tap-1401..

Have a goal.
Wake up earlier.
Smile.
Start to run.
Make your breakfast.
Travel.
Cuddle your horse.
Say “I adore you” to someone.
Laugh.
Discover something new about yourself & others.
Sing.
Dance.
Own a business.
Sleep well.
Go to that specific place you desire.
Be in peace with yourself.
Take a picture on the top of that mountain.

No matter the kind of goal, have one.
And fight for it.
Wake up everyday with motivation, and fall asleep with a smile.
Live your life to the fullest, every second.
Do exactly what you want, and accomplish it.
You are the master of your life.
You decide.
You create.
So go.
Never doubt of your capacities, and go.

Tap..✌️

True me.. Tap-1336..

12 things to always remember;

1. The past can’t be changed.
2. Opinions don’t define your reality.
3. Everyone’s journey is different.
4. Judgements are not about you.
5. Overthinking will lead to sadness.
6. Happiness is found within.
7. Your thoughts affect your mood.
8. Smiles are contagious.
9. Kindness is free.
10. It’s okay to let go and move on.
11. What goes around, comes around.
12. Things always get better with time.

Tap OUT..✌️

Tru2Day1391

Everything will make sense someday.
So for now, laugh at your mistakes, smile through the tears, and keep reminding yourself that “everything really does happen for a reason”.

True me.. Tap-1238..

Make your life about joy.
Celebrate your big and little wins.
Grow everyday.
Enjoy the first sip of your morning coffee, and the second and third and fourth.
Find something to smile about on your commute.
Give hugs often.
Compliment others whenever you can.
Get inspired.
Nourish yourself.

Go outside and spend time in nature.
Take chances.
Make the art.
Watch the sunrise.
Climb the mountain.
Because LIFE is just too short and fragile to not live a life of chasing joy.

Tap OUT..✌️

True me.. Tap-1234..

How to change yourself in one year;

1. Don’t take criticism from someone you wouldn’t take advice from.
2. If you wanna fly, you must give up everything that weighs you down.
3. Make someone smile everyday.
But don’t forget that you are someone too.
4. Be kind to yourself & others.
Give strangers compliments and do random acts of kindness for others and treat yourself like someone you love.
5. Be yourself, you are the only person who’s like you and that is an advantage.
You are so unique & you are enough.
Don’t compare yourself to others.
Comparison destroys personality.

Tap OUT..✌️

Tru2Day1322

Strength is forgiving people that don’t even feel sorry for their action.
Strength is putting a smile on your face when you want to cry a river.
Strength is not hurting those who hurt you.
Strength is forgiving others.

Tru2Day1305

LIFE IS SHORT.
So BREAK your silly egos.
FORGIVE quickly.
BELIEVE slowly.
LOVE truly.
LAUGH loudly.
SMILE often.
And NEVER AVOID anything that makes you HAPPY.

True me.. Tap-1170..

13 Reminders:

1. The past is in the past, focus on the future.
2. Opinions do not define reality.
3. Everyone’s journey is different.
4. Time is the essence of healing.
5. Judgement is a confession of character.
6. Overthinking will lead to paralysis/sadness.
7. Happiness is an inside job, found within.
8. Positive thoughts, create positive actions.
9. Smiles are contagious.
10. Sprinkle kindness, it’s free.
11. You only fail if you quit/do not try.
12. What goes around, comes around.
13. The quicker you choose to move forward, the quicker the suffering ends.

Tap OUT..✌️

True me.. Tap-1125..

Buy the black car, People will say you should’ve got blue.
Start a business, People will say you should’ve got a job.
Get married, People will say you picked the wrong partner.
Learn a trade, People will say you should’ve done something else.

Everyone has an opinion about everything.
You’ll go crazy trying to please everyone.
Don’t even try.
Listen, smile, agree.
And then do whatever the fuck you were gonna do anyway.

Tap OUT..💪

True me.. Tap-1115..

So you want to be happy?
Then stop letting the smallest things ruin your whole entire day.
If you’re bored with your daily routine, do something unexpected.
Stop complaining about how alone you are when you’re surrounded by people who actually care about you.
Forget all the drama and let go of all the grudges you’ve been holding.
Stop wasting time lingering over all that you could have, should have and would have done.
Stop spending your days thinking of how much better you could do; stop longing for something that has been and always will be out of your reach.
Just live the days as they come.
Wake up every morning and smile at the wonderful day that awaits you.
Take a risk for once.
Let yourself be happy, because you deserve it.

Tap OUT..✌️

True me.. Tap-1113..

Have a goal.
Wake up earlier.
Smile.
Start running early morning.
Make a new recipe.
Buy a weighted blanket.
Travel.
Cuddle your puppy or horse.
Say “I love you & I care for you” to someone.
Laugh to dad jokes.
Discover the universe.
Sing your favourite song.
Have your own blog/business/investments.
Sleep well.
Go to the specific place you desire.
Be in peace with yourself.
Take a picture on the top of a mountain.
No matter the kind of goal, have one GOAL.
And fight for it, keep fighting till you get it done.

Wake up everyday with motivation, and fall asleep with a smile.
Live your life to the fullest, every second.
Do exactly what you want, and accomplish it.
You are the master of your life.
You decide.
You create.
So go.
Never doubt of your capacities, and go.

Tap OUT..🤗

True me.. Tap-1097..

We all have bad days, but the darkness always brings light.
You have the choice and the power to emerge from whatever darkness or hardship might be consuming you.
Use your inner light to shine and light up the world.
Sometimes it can be as simple as thinking happy thoughts or smiling when you don’t want to.

Light up the world with your smile even if you’re feeling down.

Like the moon, come out from behind the clouds!
Shine.
-BUDDHA.

Tap OUT..✌️

True me.. Tap-1045

You never really know the true impact you have on those around you.
You never know how much someone needed that smile you gave them.
You never know how much your kindness turned someone’s entire life around.
You never know how much someone needed that long hug or deep talk.

So don’t wait to be KIND.
Don’t wait for someone else to be kind first.
Don’t wait for better circumstances or for someone to change.
JUST BE KIND, because you never know how much someone needs it. (Not my words.)

Tap OUT..🤗

True me.. Tap-1033..

You never really know the true impact you have on those around you.
You never know how much someone needed that smile you gave them.
You never know how much your kindness turned someone’s entire life around.
You never know how much someone needed that long hug or deep talk.

So don’t wait to be kind.
Don’t wait for someone else to be kind first.
Don’t wait for better circumstances or for someone to change.
Just be kind, because you never know how much someone needs it.

Tap OUT..✌️

Tru2Day1090

LIFE Is short.
So BREAK your silly egos.
FORGIVE quickly.
BELIEVE slowly.
LOVE truly.
LAUGH loudly.
And NEVER AVOID anything that makes you SMILE.

True me.. Tap-979..

Make choices that make people wonder if you’ve lost your mind.
Don’t worry if you disappoint few people.
Fly off the handle.
Learn to be alone, but learn to be with others too.
Smile when you’re sad, just to confuse those who are trying to bring you down.
Be kind when you can.
Be understanding when you can’t.
Be irreplaceable, undefeatable, incorrigible.

Do all of the small things with grace, laughter and an unshakeable belief in what’s to come.
Live a good life.
You’re unique, electric, never-ceasing.
You’ll be fine.
LIFE IS FUN, LET IT BE.

Tap OUT..✌️

Tru2Day1061

It’s a pretty simple concept yet it can be so difficult to just stop worrying.
Worrying doesn’t do anything but suspend our happiness.
It works, so give it a shot and see if your mood improves.

Listen to a happy upbeat song, go out on a walk to nearby park or forest, have a heart to heart conversation with yourself, spend some time with mother nature & get back on track.
DON’T WORRY, BE HAPPY.

True me.. Tap-948..

Your impact on other people is bigger than you think.
Someone still giggles when they think of that funny thing you said.
Someone still smiles when they think of the compliment you gave them.
Someone silently admires you.
The advice you give has made a difference for people.
The support and love you’ve offered others has made someone’s day.
Your input and opinions have made someone think twice.
You’re not insignificant and forgotten.
Your existence makes a positive difference, whether you see it or not.

Have faith & keep striving.

(This movie trailer got nothing to do with the post above. Very rarely i talk about a movie that’s not based on animation or fantasy. This movie is based on a real life boxer turned catholic priest Father Stuart Long. Everyone gets chances to redeem their sins of life.)

Tap OUT..✌️

True me.. Tap-937..

Don’t waste your time judging other people, it’s not your place.
You weren’t put here to judge others.
You are here to be the best version of yourself that you can be and to spread love and kindness to everyone you meet.

Do not judge other people, use your time making a difference.
So the moral of the story is; WHO ARE YOU TO JUDGE?

(This video got nothing to do with the post above. I feel pity on these antivaxxers, let’s not judge them. I also understand we shouldn’t mock dead people. We mustn’t lack compassion because certain group of dumbfucks can’t understand WHAT’S LIFE or HOW SCIENCE WORKS, these are just victims of misinformation. We can either laugh at their nonsense or smile to their mediocrity.)

Tap OUT..✌️

Tru2Day1010

I hope there are days when your coffee tastes like magic,
your playlist makes you dance,
strangers make you smile,
and the night sky touches your soul.
I hope there are days when you fall in love with being alive.

True me.. Tap-902..

8 Rules for a HAPPY HAPPENING LIFE:

1. Make peace with your past so it won’t screw up the present.
2. What others think of you is none of your business.
3. Time heals almost everything, give it time.
4. Don’t compare your life to others and don’t judge them. You have no idea what their journey is all about.
5. Stop thinking too much, it’s alright not to know the answers. Answers will come to you when you least expect it.
6. No one is in charge of your happiness, except you.
7. Smile. You don’t own all the problems in the world.
8. Understand the difference between WANT & NEED. Follow what you feel.

Tap OUT..✌️

True me.. Tap-891..

We can’t be positive and optimistic every day of the year, it’s natural.
Sometimes our light is as bright as the sun, and sometimes it can be a little faint.
It’s important to surround yourself with friends who love unconditionally.
These are the people we look to when we feel that all hope is lost.
True friends light up our lives and rekindle the light within us when our hope is weakened.

Good friends help you find the important things you’ve lost;
Your smile,
Your hope,
Your courage.

If you’re having a bad day, surround yourself with friends who will let their light shine over you.
At times our own light goes out and is rekindled by a spark from another person.
Each of us has cause to think with deep gratitude of those who have lighted the flame within us.

Tap OUT..✌️

True me.. Tap-883..

It is so important to be thoughtful and considerate about what we do and how we treat others.
You can’t tiptoe around other people, but you also have to treat people with genuine kindness and respect.
When you act out of jealousy or negativity, you have to be prepared for the consequences of your actions.

Try to make few people smile everyday.
It’s actually a really fun game to play with a friend.
You never know when those people will smile back when you need it most.
All of our actions have consequences.
What we do will eventually come back to us, which is why it’s always best to act with kindness.

Tap OUT..✌️

True me.. Tap-856..

There are some things that must happen because they must.
Things you can’t avoid, like growing up, failure, grieving, happiness, etc.
But when it comes down to it, life is really about people.
It’s about who you meet and who you don’t.
Who forgets you and who remembers.
Who soothes your bruises & helps you heal.
Who you run after and who chases you down the line.
It’s about who’s there when you feel alone and who’s not.
Who you could talk to and who makes it hard for you to be yourself.
That’s what’s important, PEOPLE.

The way they look into your eyes right before they’re gone and the way they smile right back at you when you return back home.
People, it’s always about people.
The ones who love you, protect you and the ones who are there for you when you need them most.
I hope you never forget that.
PEOPLE are precious, choose wisely.

Tap OUT..✌️

True me.. Tap-830..

Mama said;
“You never need to be religious. Religious people believe bit too much in god, angel, heaven, hell & demons. And that’s low-key toxic in 2021. But you must believe in KARMA, you will get what you give. Karma is real. The nature of our world is based on EQUILIBRIUM. Good intentions & kind acts will always be rewarded, even GOD’s existence depends on that goodness. Karma & Kindness go hand in hand. This tiny bit of knowledge is SPIRITUAL, not religious. Become little spiritual with time“.

My takeaway from this is;
YOU AREN’T ALLOWED TO DISRESPECT PEOPLE.
YOU CANNOT TREAT PEOPLE LIKE GARBAGE AND WORSHIP GOD AT THE SAME TIME.
THAT’S BOTH DOUBLE STANDARDS & FAKEFUCKERY.
Be truthful & real.
If you have little time to make someone smile, do it.
Buy a loaf of bread for a homeless person or crack a dick joke to a sad friend, both will help you score some good Karma for your trip to heaven when you leave this planet.
If you think heaven is hoax, join hands with such people who will help you experience heaven on earth.
Kindness is the easiest step towards your spiritual journey.

Tap OUT..✌️

True me.. Tap-827..

Pay more attention to what stirs your heart.
Pay attention to the music that makes you want to cry, or dance, or jump right out of your skin.
Pay attention to what makes you happy truly happy,
the kind of happy that drips from your bones,
the kind of happy that gives you hope,
and makes you believe that you have a reason to be here.
Pay attention to the things that make you laugh, the things that make you smile.
Really focus on figuring out what compels you.
Really focus on discovering the aspects of the world that interest you and challenge you and make you want to learn and grow.

You have to pay attention,
To the things that make you believe in being alive.
To the people that support you and build you up and make you feel like you’re understood in a world that can sometimes feel like a haunted and hurtful place.
You have to pay attention to the life you want to create for yourself.
Because you are in charge of your own happiness.
You are in charge of who you become.
So, if something makes your soul feel like it is finally home, pay attention to it.
Whether it is a job, or an idea, or a goal, or a person, or a place, just follow what makes you feel alive.
Just make your life your own.

Tap OUT..🖖

True me.. Tap-786..

I am happy when I eat fresh fruit,
when I burst out laughing,
when I discover a new song,
when I finish a good book,
when I wake up and feel relaxed.
I’m glad to have friends, family, a home,
food when I’m hungry,
hot water when I shower.
I love being able to live and see the seasons change,
to have gifts at christmas and at my birthday,
to travel sometimes,
to have a good education and a great access to culture.
I’m flattered when people compliment me,
when people smile at me,
when people are polite to me.

There are so many things that make life so simple and easy and I will always think about them more than all the bad things that will happen to me.
I do not have time to be sad every day and ungrateful.
I have every reason in the world to be happy.
Take life day by day and be grateful for the little things.
Don’t get caught up in what you can’t control.
Focus on the positive.

Tap OUT..✌️

True me.. Tap-769..

So you want to be happy?

Then stop letting the smallest things ruin your whole entire day.
If you’re bored with your daily routine, do something unexpected.
Stop complaining about how alone you are when you’re surrounded by people who actually care about you.
Forget all the drama and let go of all the grudges you’ve been holding.
Stop wasting time lingering over all that you could have, should have and would have done.
Stop spending your days thinking of how much better you could do.
Stop longing for something that has been and always will be out of your reach.
Just live the days as they come, stay consistent with your approach.
Wake up every morning and smile at the wonderful day that awaits you.
Take a risk for once, calculated risks if it’s possible.
Let yourself be happy, because you deserve it.

Love someone exactly as they are, and they’ll transform into the best possible version of who they could be.
Love yourself exactly as you are, and you will do the same.
HAPPINESS IS A CHOICE.
CHOOSE TO BE HAPPY.

Tap OUT..✌️

True me.. Tap-758..

Date her who walks you till your car.
Date her who dares to steal your hoodie in front of your face.
Date her who wants to meet your parents, and is respectful towards them.
Date her who respects your siblings and family members.
Date her who’s kind to animals, its a reflection of how she’ll treat usual people.
Date her who makes you smile.
Date her who looks confident with or without makeup.
Date her who will listen to your complain or accomplishments.
Date her who doesn’t force you to do things you don’t want to.
Date her who will come hang out and cuddle just cause she can.
Date her who loves you through the good and the bad.
Date her who has seen you angry, happy, sad, and still feels for you.
Date her who has a hunger for SUCCESS & hunger for more beyond that.
Date her who actually utilises her time to the fullest, so that she can value your TIME.
Now you know you aren’t entertaining someone boring/sluggish.

Life can easily remain exciting happy happening even in a relationship if you are dealing with a stronger individual, stronger in finance & faith.

Tap OUT..✌️

Tru2Day845

Don’t be embarrassed of your situation.
Most people are covering up the same situations with filters and smiles.

Make a plan,
cut off distractions,
stay focused,
and execute consistently.

You’ll make it.
CONSISTENCY IS MORE IMPORTANT THAN PERFECTION.

(This trailer got nothing to do with the post above. This is the story of Serena Williams. Will Smith back at his game again. Respect.)

Tru2Day841

STUDY while others are sleeping.
DECIDE while others are delaying.
WORK while others are wishing.
PREPARE while others are daydreaming.
BEGIN while others are procrastinating.
SAVE while others are wasting.
LISTEN while others are talking.
SMILE when others are frowning.
PERSIST while others are quitting.

(Not my words).

True me.. Tap-662..

Steps to find & fetch your PURPOSE;

1. Stop complaining and appreciate how lucky you are.

2. Embrace the lone soldier in you and reinvent yourself in the process.

3. Say goodbye to the people that don’t bring positive energy into your life.

4. Commit to the goals you set and never look back.

5. Make someone smile every day, but never forget that you are someone too.

Tap OUT..🤗

True me.. Tap-646..

I adore those who love to learn new things instead of being stuck in that zone of average betty mindset. The most beautiful thing about learning is that it stays with you & no one can take it away from you. Learning something & being educated is not just about few books or pre-programmed path of covering a syllabus/curriculum, it’s the ability to make your mind think critically. That’s the reason an educated person is respected. For better understanding, higher qualification or mastered skills are the real stature of any human being.

(There are bunch of dumbfucks/antivaxxers disowning the importance of vaccination. In USA, it’s basically Trump supporters & televagelists. In rest of the world, some French & German groups are spreading same propaganda. Stop refusing COVID vaccine. You getting vaccinated is important for me no matter where you live, because we all want to return back to a normal happy healthy open free safer world. In case you live in a village & your passport has no stamps whatsoever, then you can definitely say NO for the timebeing. Every unvaccinated person can be a birth ground for another mutated virus variant. So keep your social distance & mask handy till you receive your both shots of COVID-19 vaccine jab.)

Tap OUT..🤗

True me.. Tap-467..

Sometimes you don’t get two shots. Sometimes it’s do or die kinda situation. Don’t know why I see everyday like that. I wake up to a purpose & sleep tired after fulfilling that purpose. Yes I am someone who sees happiness in material possessions & the beauty of nature. My bank account & my health are my only two priorities. You will never get another chance to live this life/identity again. No matter you are happy or sad, time is ticking. Ask yourself how you spent your whole day before hitting bed?! Learn to live your purpose & find happiness within.

I have said it before & saying it again; Nothing in the world is more common than unsuccessful people with talent. SO FETCH YOUR GOALS, MILK YOUR SKILLS & SLEEP PEACEFULLY WITH A SMILE.

Tap OUT..💪

True me.. Tap-459..

Smile & Laugh are two different things. In my case, I laugh a lot & I hardly smile. For an example; whenever I meet few girls from my uni, that ass makes me smile but that intelligence makes me laugh. (SUP ZK).😝

There must be a feminazi somewhere thinking “HOW THE FUCK THIS GUY CAN QUOTE GIRLS AS DUMB!!”. Please calm down. You can swap the genders & read it, I still mean the same. I am just saying “Lack of knowledge is dumb. And information is knowledge, not your university degree. According to my analogy, every lazy person is dumb due to their lack of interest in information & slow easy mindset towards life”.

I need to smile more. Maybe you need to laugh more. Smile & Laugh both. Life is fun, let it be.
Tap OUT..😜

True me.. Tap-215..

Never had a CRUSH in my life. I am a blunt asshole in that department. No-one falls at one go. Attractions needs to be addressed like how it is. If I like someone’s ass, melons, attitude or smile, I just say it & take a chill about that.

Tap OUT..💪

True me.. Tap-213..

What’s better than “I LOVE YOU” this valentines? Go close to your boo & tell him/her; “I LOVE THE WAY YOU SMELL & SMILE”.

(Applicable only towards non smokers & people who prioritize hygiene.)

Tap OUT..😘

Tru2Day234

Returned from airport. Invited by a nearby church for distributing blankets to homeless. Earned some smile & goodwill. I don’t associate myself with GOD or RELIGION, but I believe your belief.

True me.. Tap-192..

Only two times I behave totally impossible; when my doctor uses local anesthesia on me for medical reasons or when someone is messing up with my girls during night outs/trips outside my city for a good time.

It’s not my habit to break pinky fingers. My anger is always in my control till my other sweetheart’s smile is intact. The moment that smile is broken, some bones are also meant to be broken. I am a typical rusty boy, pure impatient & total asshole.

Tap OUT..👿

True me..Tap-165..

I have the audacity to say & do whatever I feel right for me while being TRUE to everyone I am connecting. Never felt the need to lie or deceive someone, never did that.

If I need/want you in my life, I know I am not strong enough to hurt you. If you feel hurt because of me, most probably I have stopped caring whatever you are & I don’t give a shit what you think of me. My TRUTH always stays intact & unchanged in all circumstances. Don’t count it like my ego, it’s my way of prioritizing myself & those who wanna see me smile.

Tap OUT..😜

True me.. Tap-163..

If you feel “I am sad at any point”, the reason is you are the one who tried to hurt me and you are expecting me to be sad with that. I can’t do that to myself.

I apologize for my part & forgive you for your part. I have things to do which involves making few stand & smile, my HAPPINESS is my choice & my TRUTH is fuel to walk towards it.

Tap OUT..🤗

True me.. Tap-160..

Now a days we usually see LOVE triangle situations, they are nothing less than a hell on earth. Whoever does that gets nothing except bad karma.

If you have faced it, just leave both of them with whatever they are upto. You are the legit person, don’t think about that cheap person who betrayed. You will get someone who is a million times beautiful & better than that past. Put your smile, be true to yourself, cleanse your heart, move away & move on.

Tap OUT..😘

True me.. Tap-111..

After you know WHO DO YOU LOVE, then make sure to find out WHY DO YOU LOVE as well. It’s needed for a long-term. You need a reason to be with someone. There is something you liked unique in your partner, or else why are you with him/her!!

Being in love with a bed-bug is hard no-matter how good is that money/boots/smile or sex. If a person isn’t driven, you can’t be with them on the longer run. A person without a goal is indecisive and they will only bring instability to your life.

Doesn’t matter which side you are in, try to be a better you with a motive. Motive/goal can be anything, being a better student/employee/business person whatever it is. First find your reason to strive/live, other side will celebrate you in LOVE.

Tap OUT..🎉

Another GREAT FIND!!

We all want a partner to share our happiness & get excited with their side’s unseen life. Doesn’t matter which side you are in, you need to be the best version of you to attract an amazing soul who can complete you like a fool who can’t get enough of laughter & smile both in your whole life. We all break, we want to share that too. But getting over own broken heart, broken bank or broken life is your responsibility.