Apple already blew it…

Recent news suggests, Apple’s sales & revenue aren’t the same. & They will not remain the same. Apple can say anything as a counter, the truth is out. Apple isn’t actually declining right now, it’s just not growing anymore. Which is an pretty alarming situation for a consumer electronics company. They can blame China or any other such emerging markets. As a brand they are allowed to.

Furthermore let’s dig in..

Whenever i hear or see such pleas in their press releases by any brand. It just screams a cover up. Let em count one by one right now. It took only 4 years for Samsung to be the biggest smartphone brand to less than 1% market share in China. Apple now blaming trade war between China-USA & lower iPhones sale in China for it’s poor stock price. They even went further projecting a lesser revenue growth for first quarter of 2019. CEO Tim Cook wrote a nice letter to all investors. This is just a start of a burn. Being such a big cash-cow, they have enough resources to burn.

When you are a consumer electronics brand, you can’t slap your premium over the consumer always. Apple’s 67% revenue is generated from IPhone sales. I don’t know how they will do it. In case Apple really wants to survive as a brand of this century, they need to come up with the SE line up as they left. They badly need that one sub 4-500 dollar product in their catalogue once again. That’s the only thing, which will allow them to hover again towards that new growth chart in terms of acquiring new customers to the Apple-ecosystem.

Problems are many. Strategies need to be figured out as the time remains key.

What’s actually affecting Apple is something called innovation!! Actually lack of innovation. There is no such notable difference between it’s previous generation iPhones to current ones since iPhone 5S. If you are using iOS 12 in a iPhone SE or iPhone XS, there is hardly much to discuss about the user experience between both. I may rather suggest touch ID over face ID, because that works bang on each time. They launched iOS 13 just before a day & now there is a list of unsupported Apple products including the same amount of unhappy customers with outdated devices in their hand who will not receive the latest software update. They have to deal with tons of electronic waste under their recycling program. I just hope all works for the better.

I don’t have any love or hate towards APPLE as a brand, I am just saying everything from a investor’s point of view.

Bitcoin.. Here is my take!!

This one article is start & end to all your answers about investment in Bitcoin..

First line: if your influence can’t change it, that’s not an INVESTMENT.

This line completely sums up what’s Bitcoin.

Barry Silbert, CEO of Digital currency group has said this about Bitcoin; “this is a product with highest risk & highest return.”

If there is a business which fluctuates daily more or close to 30%, that’s an unsafe investment.

The most experienced invester of this planet (Warren Buffet, CEO Berkshire Hathaway) has said this in 2014; “It’s a mirage. The idea that, it has some huge intrinsic value is just a joke”. People aren’t buying into the value og substance, they are buying into the value of hype.

If you know have any idea about world of investment; Berkshire Hathaway is the biggest & seasoned investment company. Charlie Munger(Vice chairman) has said; “Avoid Bitcoin like the plague.” The more it will spread, it will end  taking that many people & their hopes with it.

Noone knows why & how Bitcoin grows. If you can’t influence, don’t invest there. It’s a blind game. You don’t know what’s next coming. Bitcoin is working on a mathematical software algorithm which is hardly known to few hundred people.

I still don’t know why investors going crazy over this. There is no reason behind it’s growth or slump. It definitely seems like a virtual scam. & It is actually. It’s not a horse meant for long race. Bitcoin started as a medium of exchange which became a purpose of investment today. But, it’s not an actual investment. It’s an virtual investment. That’s the reason why there is no calculation or predictibility behind it’s growth & slump. Again this factor makes it an blind investment. The worst thing which is hiding in it is; it lacks LONG TERM VALUE PREPOSITION.

Bitcoin is fast , unpredictable & volatile; so risky. Which makes it look like a gamble. The concept is new. Limited track record of growth or slump. Low credibility. & The biggest flaw, no tax benefits (before or after investment). The government is behind it since the beginning, & there is a reason to it. Someday your entire money invested can be coloured illegal & devasted. Because Bitcoin is getting used in Black market & money laundering. Hackers, Tax evadors & Terrorists are using it. All illegal activities are seeing new heights after rise of Bitcoin. You can’t just think about achieving a self goal by stabbing the government & it’s regulations. You will never get sovereign support in it. There is no government or federal backing with it. Making a cash out will be damn difficult if the prices plump. Investment in cash will be a idea of trash. No billionaires are formed from Bitcoin investment. Learn more & earn more.

I will suggest you to invest in Debt fund, equity, gold, share, property, FD, PPF. These are the actual investments. It’s little slow & lazy but effective. Concept is old. The track record is awesome. So higher credibility. You can get tax benefits before or after investment. & In returns too; it’s tax free. It’s regulated & monitored by government. This is beneficial for both actually. Your bank or your government is the third party between your investment & your returns. Which makes it lot safer. Your earnings & investments are backed by government+third party agencies. 

Now about my opinion!! Yes i am holding Bitcoin. How much.. ssshhh. Not gonna answer. In my initial days of engineering, I was working on a software testing project. A client from London was unable to pay my dues because he was broke when the project was about to finish. He paid me some money in Bitcoin. & I am talking about year 2011. I am that dumbdick who used it to buy an gumtree enlisted nvidia graphics card from an seller. I still hold a part of those Bitcoins i was paid. & I really don’t care about it’s price going up for down. Studies even suggest that, the price of Bitcoin may go as high as half a million dollars by 2022-2025. But, nothing is guaranteed. I’m 100% confident about blockchain technology & crypto currency. There are some other currencies which will rule, which are more regulated. It’s going to be the beginning of an era of uncertain innovations & findings in coming days. So stay updated, learn & unlearn as much as you need. Thank you for taking your time to reach the end of this article. 

Stock market update 2017(NSE/BSE & Commodity-NASDAQ)..

Stay tuned for my recommendations for upcoming year’s share market investment advisory. I will update within next few days.

Yes, It’s going to be free & useful. Never commit that mistake by picking stocks at your broker’s opinion. There is lot to be unearthed about IT/Infra/Chemical/Pharmacy/Retail/Automobile & Power tax revival proposals. For multibagger recommendations simply go with my upcoming post as mentioned.

My opinion is pretty clear, GST is going to be implemented from April-2017. It’s cent percent confirm that NIFTY will cross 10000. GST may push NIFTY to 12-13000, if it’s implemented & supported/guarded in right direction.

For Intraday/Future option & Commodity trading: mail me your queries or simply fill the form to expect a reply within 24hrs..